Personal Motor Loan (PML) Car Finance | Kia UK
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Personal Motor Loan (PML) offers

PERSONAL MOTOR LOAN (PML) OFFERS

With Personal Motor Loan (PML) you can spread the cost of repayments over a set period of time, with a fixed monthly sum. Letting you pay off the total value of the car in instalments, instead of paying the full sum upfront.

How does PML work?

Kia Finance PML

A more traditional car finance option over a fixed period for a fixed monthly amount.

You pay a deposit then make regular monthly repayments to repay the balance. As your interest rate is fixed you’ll know exactly how much you’ll repay at the outset of the agreement.

Only once all monthly repayments have been made will you own the car.

Looking for some inspiration?

Explore our most popular Personal Motor Loans (PML) offers running at the moment.

  • Personal Motor Loan (PML)
    Sportage Shadow: 5.9% APR Representative
    Sportage Shadow: 5.9% APR Representative

    No minimum customer deposit on 5.9% APR Representative PML.

     

    Terms apply - scroll to bottom to view.

    View offers Calculate Finance
  • Personal Motor Loan (PML)
    Picanto: 7.9% APR Representative
    Picanto: 7.9% APR Representative

    No minimum customer deposit on 7.9% APR Representative PML.

     

    Terms apply - scroll to bottom to view.

    View offers Calculate Finance
  • Personal Motor Loan (PML)
    Stonic: 5.9% APR Representative
    Stonic: 5.9% APR Representative

    No minimum customer deposit on 5.9% APR Representative PML.

     

    Terms apply - scroll to bottom to view.

    View offers Calculate Finance

We offer PML across the whole Kia range

  • Request a Test Drive Test Drive Book a test drive with your local Kia dealer. Request a Test Drive Test Drive Book a test drive with your local Kia dealer.
  • Request a Brochure Brochure Download a brochure today. Request a Brochure Brochure Download a brochure today.
  • Configure Your Car Configure your car Design and build your perfect Kia. Configure Your Car Configure your car Design and build your perfect Kia.
  • Finance Calculator Finance Calculator Choose your dream Kia car and use our finance calculator to create a personalised finance quote. Finance Calculator Finance Calculator Choose your dream Kia car and use our finance calculator to create a personalised finance quote.
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Other Kia offers

  • Used Car Offers
    Used Car Offers

    We ensure all our pre-owned vehicles meet the high standards our customers deserve.

    View Offers
  • Motability Offers
    Motability Offers

    Find out about low advance payments and weekly allowances.

     

    View Offers
  • Business Offers
    Business Offers

    Discover the perfect arrangement for you and your business.

     

    View Offers
  • Offers for Owners
    Offers for Owners

    Need a service? Book online with us at a time that suits you.

     

    View Offers

Terms & Conditions

 

Sportage: 

Offer available on purchase of a new Sportage Shadow in the United Kingdom between 17.12.2024 and 31.03.2025. Retail sales only. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.

 

Picanto:

Offer available on purchase of a new Picanto in the United Kingdom between 17.12.2024 and 31.03.2025. Retail sales only. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.

 

Stonic:

Offer available on purchase of a new Stonic in the United Kingdom between 17.12.2024 and 31.03.2025. Retail sales only. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.

 

Kia UK Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 731457 for credit broking and is a credit broker and not a lender. Kia UK Limited introduces customers to its appointed dealers who act as credit brokers in their own right and who may introduce customers to Hyundai Capital UK Limited, trading as Kia Finance, which is authorised and regulated by the Financial Conduct Authority under firm reference number 581186 as a lender. As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available. Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market. All commission amounts will be disclosed prior to completion of your agreement. Kia UK Ltd is registered in England & Wales No: 4415807. Registered Office: Walton Green, Walton-On-Thames, Surrey, KT12 1FJ.