Personal Contract Purchase (PCP) offers
PERSONAL CONTRACT PURCHASE (PCP) OFFERS
How does PCP work?
With PCP finance, you pay for a portion of the vehicle's upfront sale price over several years. Once the contract ends, you can take ownership of a car on PCP or return it to Kia with nothing further to pay (subject to mileage and fair wear and tear).
At the start of a contract, we’ll set an optional final payment for your car, which will be based on your chosen agreement term and approximate annual mileage.
You'll then pay a deposit and make monthly repayments based on the outstanding loan balance, minus the optional final payment.
At the end of the monthly repayment period you’ll have three options:
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Pay the optional final PCP payment and take ownership of the car.
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Hand the car back with nothing more to pay. This is subject to mileage and fair wear and tear. If you elect to hand the vehicle back at the end of the contract, any mileage over the agreed limit will be chargeable at 9p per mile (Inc. VAT) for all models.
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Part exchange the car and use any equity as a deposit on your next car (if any available, which cannot be guaranteed)
All policies are subject to mileage and fair wear and tear. If you decide to return the vehicle to us at the end of the contract, any mileage over the agreed limit will be chargeable at 9p per mile, including VAT.
Deposit contributions on selected finance products
With a number of ways to buy your new Kia, you'll find a car finance offer to suit you.
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Personal Contract Purchase (PCP)
Sportage Shadow: 5.9% APR Representative
5.9% APR over 36 months with no minimum customer deposit and £1,000 PCP Finance Deposit Contribution.
Terms apply - scroll to bottom to view.
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Personal Contract Purchase (PCP)
EV3: 3.9% APR Representative
3.9% APR over 36 months with no minimum customer deposit.
Terms apply - scroll to bottom to view.
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Personal Contract Purchase (PCP)
EV6: 3.9% APR Representative
3.9% APR over 36 months with no minimum customer deposit and £2,000 PCP Finance Deposit Contribution.
Terms apply - scroll to bottom to view.
We offer PCP across the whole Kia range
FAQs
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What does PCP stand for?
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Which car finance option is best for me: PCP or lease?
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Is there a PCP calculator to help me calculate different finance options?
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What are the differences between a Personal Contract Purchase (PCP) and Hire Purchase (HP)?
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Who pays for repairs on a PCP car?
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Book a test drive with your local Kia dealer.
Book a test drive with your local Kia dealer.
Download a brochure today.
Download a brochure today.
Design and build your perfect Kia.
Design and build your perfect Kia.
Choose your dream Kia car and use our finance calculator to create a personalised finance quote.
Choose your dream Kia car and use our finance calculator to create a personalised finance quote.
Request an appointment with a Kia expert
Whether you want to know more about a particular Kia model, colour options, features, performance specifications — tell us what you want to know and we'll get back to you at a time that suits you.
Additional personal and business offers
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Used Car Offers
We ensure all our pre-owned vehicles meet the high standards our customers deserve.
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Motability Offers
Find out about low advance payments and weekly allowances.
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Business Offers
Discover the perfect arrangement for you and your business.
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Offers for Owners
Need a service? Book online with us at a time that suits you.
Terms & Conditions
Sportage:
£1,000 towards your PCP Finance Deposit Contribution on Sportage Shadow (Petrol and Hybrid). Offer available on purchase of a new Kia Sportage in the United Kingdom between 17.12.2024 and 31.03.2025. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.
EV3:
Offer available on purchase of a new Kia EV3 in the United Kingdom between 17.12.2024 and 31.03.2025. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions here.
EV6:
£2,000 towards your PCP Finance Deposit on EV6. Offer available on purchase of a new Kia EV6 in the United Kingdom between 17.12.2024 and 31.03.2025. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.
Kia UK Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 731457 for credit broking and is a credit broker and not a lender. Kia UK Limited introduces customers to its appointed dealers who act as credit brokers in their own right and who may introduce customers to Hyundai Capital UK Limited, trading as Kia Finance, which is authorised and regulated by the Financial Conduct Authority under firm reference number 581186 as a lender. As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available. Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market. All commission amounts will be disclosed prior to completion of your agreement. Kia UK Ltd is registered in England & Wales No: 4415807. Registered Office: Walton Green, Walton-On-Thames, Surrey, KT12 1FJ.