Securing car finance can be straightforward, but it depends on your credit history and financial situation. Kia offers a range of finance options to suit various credit profiles when it comes to buying a car on finance. You may be asked to provide some personal information and documentation to prove your identity and income, but our team will guide you through every step of the process.

You can learn more about how car financing works on our blog.

Kia car Finance is offered through Kia Motors Finance, a trusted provider regulated by the Financial Conduct Authority (FCA). We work with over 180 Kia dealerships across the UK, making it easy to find flexible financial packages that meet your needs.

Yes, making timely payments on your car finance can help build or improve your credit score, which can positively impact your ability to borrow in the future.

You may be rejected for car finance if you have a poor credit score, a high level of existing debt, or insufficient income. Before applying to buy a car on finance, it's important to assess your finances and understand the terms of the agreement beforehand.

When applying for car finance, you'll need to provide some essential personal information, including:

- A full UK driving licence

- Proof of address within three months of your application.

Acceptable forms include:

- Bank or credit card statements

- Utility bills

- Council tax bills

- Mortgage Statements

In some cases, additional information may be required. Having these documents ready may help speed up your finance application process.

In some cases, you may not need to visit the dealership to sign your Kia Finance documents. Depending on your circumstances, you might be able to sign the documents at home. To find out if this option is available to you, please contact your supplying dealer.

It’s important to keep your personal details up to date so that our records are accurate.

Click here to change your personal details or contact our Customer Services team on 0800 085 1925**

Yes, you can settle your loan agreement at any time without incurring penalty charges. To understand how much it will cost to settle your loan, simply request a settlement figure byclicking on this link

There are a number of settlement payment options available to you, the quickest and easiest being via our secure online payment system.

To access this system and make a payment or to view alternative payment methods including cheque or cash options, simply click here to access the system and make a payment.

Other payment methods, including cheque or cash, are also available. Please note we are only able to take online debit or credit card payments from a card registered to the agreement holder.

Our Customer Services team are available from:

Monday to Friday 8am – 7pm

Saturday 9am – 1.30pm

You can speak to an agent by calling 0800 085 1925** or emailing customerservices@kiafinanceuk.co.uk