Car Insurance

Car insurance provides financial protection for a driver in the case of an accident, and is a legal requirement in the UK. There are several types of car insurance policies that provide different levels of coverage.

Car insurance works by having drivers paying a certain amount to insurers who, in return, pay out when drivers make a valid claim.

Yes, it is a legal requirement in the UK for all roadworthy cars to have valid car insurance.

You can check if your car is insured by searching for it on the Motor Insurance Database via the askMID.coml website.

If you buy or start driving a new car, you'll need to purchase a new car insurance policy or transfer your existing insurance to the new car.

Comprehensive Car Insurance protects you against all risks. Kia Car Insurance is fully comprehensive but also has the additional benefits of repairs carried out at a Kia Approved Bodyshop, by Kia recognised accredited technicians, using only Kia genuine parts.

You can check your car insurance expiry date by looking at your insurance documents. If you can't find your expiry date, you can always contact your insurer directly.

If you need help finding your Kia insurance expiry date, you can call one of our advisors on 0330 102 8826

Yes, you can cancel your Kia insurance policy by calling one of our team on 0330 102 8826, or writing to us at the following address (giving seven days' notice):

Kia Car Insurance
Car Care Plan Ltd
Second Floor
Aztec Centre
Aztec West
Bristol
BS32 4TD


Please see our Terms of Business for details on cancellation fees.

If you wish to pause your Kia insurance, please call 0330 102 8826 and one of our advisors can help you decide on the best course of action.

Remember, it is illegal to drive without valid car insurance.

Yes, it's possible for two different people to insure the same car.

Cars must be roadworthy in order to be insured, so you may be required to show a valid MOT certificate as proof of roadworthiness when insuring your car. Driving your car without tax is illegal, so most insurers will not insure a car without tax.

Car insurance excess is the amount you agree to pay if you make a claim. Compulsory excess is a fixed amount that is set by the insurer, while voluntary excess on car insurance is an amount you're willing to pay when making a claim. Paying a voluntary excess can reduce the overall cost of your insurance.

At Kia, we offer a Free Excess Return Voucher that allows you to reclaim either the voucher value stated on your Excess Return Voucher or the entire value of your excess (whichever is lower) if you need to make a claim. This is available to any Kia customer who has purchased a new or used Kia or has had a service, MOT or repair from an authorised Kia dealership.

No, there is no VAT on car insurance. However, there is IPT (Insurance Premium Tax) on car insurance.

Each claim is different, so we cannot give you an exact timescale for how long your Kia insurance claim will take. It will likely depend on how soon you made the claim, but we aim to settle all claims as quickly as possible.

Automatic cars can be more expensive to insure than manual cars, as they are generally more expensive to buy.

Business car insurance is insurance that covers you for using your car for business purposes, aside from commuting. Business car insurance does not cover social use.

Driveaway insurance is temporary car insurance that is designed to cover you while you get a new car home before you get an annual insurance policy. It expires at 23:59 the day after the policy start date.

All customers buying a new or used Kia from a Kia Dealership can apply for free driveaway insurance and have the option to extend this up to five days, terms and conditions apply.